We understand that people are used to having a choice when it comes to paying for goods and services.

So alongside our traditional payment methods, we have developed an “advertise now, pay later” option in conjunction with Lifestyle Finance, a privately owned and operated New Zealand company that specialises in funding marketing costs.

The key feature of these loans is that there is no upfront payment, and no payments for 3 months – giving you ample time to maximise the exposure and negotiate a great sale price for your property.

To apply for a short term loan from Lifestyle Finance*, simply download and complete the application form and once complete, pass onto to your Harcourts sales person.

* Funding from Lifestyle Finance is subject to normal credit criteria.

For more information, take a look at the frequently asked questions below:

Lifestyle Finance funds marketing campaigns up to $15,000.

Yes. Lifestyle Finance charge a $165.00 fee but nothing is paid up front – this is included in the finance.

No early settlement fee applies if the loan is repaid within 3 months. A $10 early settlement fee applies for loans paid early from month 4 onwards.

Yes. Lifestyle Finance charge a $1.80 monthly service fee for the term of your loan.

You can borrow for up to 15 months, with no payments in the first three months (however most loans are repaid within 90 days).

No. Funds provided are sent directly to the Harcourts marketing bank account to be used solely for the marketing of your property.

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